# API Capabilities — QubitOn API

- **70+** API Capabilities
- **280M+** Golden Records
- **250+** Countries Covered
- **1,000+** Data Sources

## Data Validation & Scrubbing

Cleanse, standardize, and validate core supplier data fields across 250+ countries.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Address Validation & Standardization | Parse, cleanse, and validate postal addresses against authoritative sources with deliverability scoring. | 250+ countries | free, payg, pro, enterprise |
| Email Validation | Syntax, domain, MX record, and mailbox-level verification with disposable email detection. | — | free, payg, pro, enterprise |
| Phone Number Validation | Validate and format phone numbers with carrier lookup and line-type identification. | 180+ countries | free, payg, pro, enterprise |
| Postal Code Validation | Verify postal/ZIP codes against official postal authority databases. | 250+ countries | free, payg, pro, enterprise |
| Duplicate Vendor Detection | Fuzzy-match vendor records to identify and merge duplicate suppliers in your master data. | — | free, payg, pro, enterprise |
| Data Append & Enrichment | Enrich sparse records with missing fields — geocodes, census tracts, congressional districts, and more. | — | free, payg, pro, enterprise |

## Banking & Financial

Validate bank accounts across 180+ countries — IBAN, SWIFT/BIC, routing numbers, account verification, and ownership analytics.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| ABA Routing Number Validation | Validate US bank routing numbers against the Federal Reserve directory with institution lookup. | United States | free, payg, pro, enterprise |
| SWIFT/BIC Validation | Verify SWIFT/BIC codes and retrieve correspondent bank details for international transfers. | 180+ countries | free, payg, pro, enterprise |
| IBAN Validation | Validate International Bank Account Numbers with checksum verification and bank identification. | 80+ countries | free, payg, pro, enterprise |
| IFSC Code Validation | Validate Indian Financial System Codes with bank and branch resolution. | India | free, payg, pro, enterprise |
| CLABE Validation | Validate Mexican standardized bank account numbers (CLABE) with institution identification. | Mexico | free, payg, pro, enterprise |
| BankPro | Premium bank account analytics — ownership verification with confidence scoring (0-100), account risk assessment, fraud indicators, and multi-database matching. | Global | free, payg, pro, enterprise |
| Financial Profiles & Credit Reports | Comprehensive financial intelligence on businesses — full Equifax credit reports, revenue estimates, and payment history. | — | pro, enterprise |

## Tax & Regulatory

Validate tax identification numbers and regulatory registrations across 60+ jurisdictions.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Global Tax ID Validation | Validate tax identification numbers (TIN, EIN, VAT, GST, ABN) against government databases. EU/UK VAT validation includes VIES registry checks with reverse charge eligibility support. | 60+ countries | free, payg, pro, enterprise |
| TIN/Name Matching | Verify that tax ID numbers match the registered business or individual name on file. | United States | free, payg, pro, enterprise |
| GIIN Validation (FATCA) | Validate Global Intermediary Identification Numbers for FATCA compliance. | — | free, payg, pro, enterprise |
| LEI Validation | Validate Legal Entity Identifiers and retrieve registered entity details from the GLEIF database. | 180+ countries | free, payg, pro, enterprise |
| Non-Profit Verification | Verify tax-exempt status and 501(c) classification against IRS exempt organizations data. | United States | free, payg, pro, enterprise |
| Tax ID Format Validation | Validate tax ID format (regex + 20 checksum algorithms) for 193 countries and 242 tax types. 61 countries also have live authority-backed validation across 52 unique tax types. Fast pre-check before real validation. | 193 countries | free, payg, pro, enterprise |

## Business Intelligence

Verify business registrations, classify industries, and match against 280M+ golden records.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Active/Inactive Business Check | Verify whether a business entity is currently active, dissolved, or suspended in official registries. | 20+ countries | free, payg, pro, enterprise |
| NAICS/SIC Code Classification | Classify businesses by industry using NAICS and SIC codes with AI-assisted categorization. | — | free, payg, pro, enterprise |
| Document Recognition & OCR | Extract structured data from invoices, certificates, and business documents using AI vision. | — | free, payg, pro, enterprise |
| Golden Record Matching | Match supplier records against QubitOn's curated database of 280M+ verified business entities. | Global | free, payg, pro, enterprise |
| Business Registration Lookup | Retrieve official registration details — incorporation date, registered agents, and filing status. | 20+ countries | free, payg, pro, enterprise |
| Corporate Hierarchy Resolution | Map parent-subsidiary relationships and ultimate beneficial ownership structures. | Global | enterprise |
| Supplier Change Detection | Automated alerts when supplier registration details, officers, or financial status change. | Global | enterprise |

## Compliance & Watchlist

Screen against 100+ global watchlists, sanctions, PEP databases, and regulatory enforcement lists.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| OFAC & Global Sanctions | Screen against OFAC SDN list and 100+ international sanctions programs with fuzzy name matching. | Global | free, payg, pro, enterprise |
| PEP Screening | Screen for Politically Exposed Persons across 230+ countries with family and associate links. | 230+ countries | free, payg, pro, enterprise |
| Disqualified Directors Check | Screen company officers against disqualified directors registers in multiple jurisdictions. | 15+ countries | free, payg, pro, enterprise |
| EPA Violations Screening | Check businesses against EPA enforcement actions and environmental violations database. | United States | free, payg, pro, enterprise |
| OSHA Violations Screening | Screen against OSHA workplace safety violations and inspection records. | United States | free, payg, pro, enterprise |
| SAM.gov Exclusion Check | Verify supplier eligibility against the System for Award Management exclusion database. | United States | free, payg, pro, enterprise |
| Global Enforcement Actions | Screen against regulatory enforcement actions from SEC, FCA, FINRA, and other financial regulators. | Global | enterprise |
| Adverse Media Screening | AI-powered screening of global news sources for negative media associated with entities. | Global | enterprise |
| Export Control Screening | Screen against export control lists including BIS Entity List, denied persons, and unverified lists. | Global | enterprise |
| AML Screening | Anti-money laundering checks against FATF high-risk jurisdictions and correspondent banking lists. | Global | enterprise |
| Peppol ID Validation | Validate Peppol participant identifiers across the global e-invoicing network. Format validation against 70+ ISO 6523 ICD schemes with live Peppol Directory lookup. | 40+ Countries | free, payg, pro, enterprise |
| Custom Watchlist Screening | Upload and screen against your own internal watchlists and blocked supplier databases. | — | enterprise |
| Continuous Screening | Automated ongoing monitoring against sanctions and watchlists with real-time alerts. | — | pro, enterprise |

## Risk Scoring & Analytics

Quantify supplier risk with AI-powered scoring, fraud detection, and predictive analytics.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Fraud Propensity Score | AI model predicting likelihood of fraudulent supplier activity based on 50+ risk signals. | — | pro, enterprise |
| Cash Discount Score | Predict which suppliers are most likely to accept early payment discounts based on financial patterns. | — | pro, enterprise |
| Composite Supplier Risk Score | Aggregate risk score combining compliance, financial, operational, and reputational risk factors. | — | pro, enterprise |
| ESG Risk Score | Environmental, Social, and Governance risk assessment for supplier sustainability programs. | — | pro, enterprise |
| Cyber Risk Assessment | Evaluate supplier cybersecurity posture with external attack surface analysis and breach history. | — | pro, enterprise |
| Supplier-Employee Match | Detect potential conflicts of interest by matching supplier contacts against your employee directory. | — | enterprise |
| Payment Fraud Detection | Detect anomalous payment patterns and bank account changes that indicate business email compromise. | — | pro, enterprise |
| Suspicious Address Detection | Flag addresses associated with mail drops, PO boxes, prisons, and other high-risk locations. | — | pro, enterprise |
| Diversity Classification | Classify suppliers by diversity certifications — MBE, WBE, SDVOB, HUBZone, and more. | United States | pro, enterprise |
| Predictive Risk Modeling | Machine learning models predicting future supplier risk events based on historical patterns. | — | pro, enterprise |

## Monitoring & Intelligence

Continuous monitoring of supplier changes, news events, and ownership structures.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Media Monitoring | Continuous monitoring of global news and media for supplier-related events and reputation changes. | Global | enterprise |
| News Intelligence Feed | Curated news intelligence relevant to your supplier portfolio with risk impact assessment. | Global | enterprise |
| Insurance Certificate Monitoring | Track and verify supplier insurance certificates with expiration alerts and coverage validation. | — | pro, enterprise |
| Beneficial Ownership Registry | Identify ultimate beneficial owners through 49 country-specific registries and providers with global fallback. Covers EU, APAC, LATAM, Middle East, offshore jurisdictions, plus 7 dedicated provider countries. | 49 Countries | pro, enterprise |
| N-Tier Supply Chain Monitoring | Monitor sub-tier suppliers in your supply chain for risk events and compliance issues. | Global | pro, enterprise |

## Risk Essentials

Enterprise risk management — questionnaires, remediation workflows, and concentration analysis.

| Capability | Description | Coverage | Plans |
|------------|-------------|----------|-------|
| Risk Questionnaires | Configurable risk assessment questionnaires with scoring and conditional logic for supplier onboarding. | — | enterprise |
| Engagement IRQ | Intelligent Risk Questionnaire that adapts questions based on supplier responses and risk profile. | — | enterprise |
| Remediation Portal | Self-service supplier portal for data corrections, document uploads, and compliance remediation. | — | enterprise |
| Concentration Risk Analysis | Analyze supplier portfolio concentration by geography, industry, and spend to identify single points of failure. | — | enterprise |